-
FinTech Legal Services
From mobile payment systems to blockchain, the evolution of modern technology has transformed financial services.
New technology has created, and will continue to create, new ways of doing business. There are considerable opportunities to diversify the way that financial services companies use technology, and we have significant experience working in both these spaces, including support to start-ups and with investors who are taking advantage of these opportunities.
Our team benefits from lawyers with experience advising on various legal aspects affecting the underlying technology of a FinTech, but we offer an additional benefit for businesses looking for a holistic provision of legal advice.
Our experience working with financial institutions enables us to advise on the regulatory issues for clients acquiring and developing technology in the FinTech space. We can also advise you on the contractual, licensing and ownership aspects of technology and services in a regulated environment.
Our clients cover a range of FinTech areas, such as:
- Online platforms (including crowdfunding, lending including peer-to-peer lending, wealth and asset management, digital asset exchanges, and all types of trading platforms)
- Payment services
- Mobile technology (including apps, payment solutions, mobile-based fraud detection technologies)
- Software and app development & exploitation
- Technology infrastructure and cloud
- Cryptoassets and digital tokens
- Distributed ledger technology (including blockchain)
- Banking
- E-Money.
We can advise you on all business issues you may have, whether you are a leading financial institution or a start-up:
- Financial services regulatory advice (including obtaining authorisation, communicating in the UK with the FCA and PRA, and advising on UK and EU regulatory compliance such as MiFID, the PSD, and AIFMD)
- Data protection (including GDPR in the UK)
- Online safety
- Commercial contracts (including agreements between software developers and users, and customer conditions)
- Consumer protection
- Brand protection and Intellectual Property
- Litigation & Dispute Resolution
- Fund raising (including capital markets and listings)
- Immigration
- Employment
- Tax.
Our Fintech legal services

Digital Assets
Our team has a wealth of experience in cryptoassets and can support you with your needs.
Meet our fintech lawyers
Related pages

Asset & Wealth Managers
The Private Wealth team at Charles Russell Speechlys advises both financial services firms and private individuals.

Broking, Trading & Markets
Charles Russell Speechlys advises a broad range of wholesale and sell side firms.

Banks & Non-Bank Lenders
Alongside our advice on debt and international finance we also advise our clients on regulatory reform, compliance and data security issues.

Insurance
Charles Russell Speechlys’ highly regarded insurance team has advised clients in the insurance sector over many years.

What's important to you is important to us. Let's talk
If you would like to speak to a member of our Financial Services team or to find out more about how we work, please get in touch.
More FinTech articles
-
FCA Supercharged Sandbox, Encouraging AI Experimentation With NVIDIA
Charlotte Hill
Insights
-
Triple Play "Bid Fever": UK Tech's ability to scale and go global
Mark Howard
Quick Reads
-
The Future of AI and Copyright Regulation in the UK: The Data (Use and Access) Bill finally gets Lords approval in the UK
Rebecca Steer
Quick Reads
-
Consultation on Private International Law and Digital Assets Law Commission Proposes Landmark Reforms
Racheal Muldoon
Insights
-
FCA Crypto Consultations: What Stablecoin and Custody Firms Need to Know
Charlotte Hill
Insights
-
New tax reporting requirements for users and providers of crypto asset services
Racheal Muldoon
Insights
-
Regulating the Digital Frontier: UK Government Unveils Draft Cryptoasset Legislation
Racheal Muldoon
Insights
-
-
Charlotte Hill writes for Law360 on the impact of the FCA's latest Portfolio Letter on payments firms
Charlotte Hill
In the Press
-
ESMA Consultation on Guidelines for the criteria to assess knowledge and competence under MiCA
Charlotte Hill
Insights
-
-
-
Charles Russell Speechlys welcomes a new Funds Partner in Hong Kong
David Collins
News
-
-
-
Racheal Muldoon and Hasan Almosoy write for Finextra on the day of the DORA deadline
Racheal Muldoon
In the Press
-
Cryptoasset Staking: The Collective Investment Scheme Crypto Exemption
Racheal Muldoon
Insights
-
Cryptoassets as property: the latest from the courts and legislators
Sonia Kenawy
Insights
-
Digital Assets consultation: an opportunity to influence a once-in-a-generation reform
Rebecca Wright
Insights
-
Richard Ellis writes for Finextra on when Fintechs do and do not require FCA authorisation
Richard Ellis
In the Press