FinTech Legal Services

From mobile payment systems to blockchain, the evolution of modern technology has transformed financial services.

New technology has created, and will continue to create, new ways of doing business. There are considerable opportunities to diversify the way that financial services companies use technology, and we have significant experience working in both these spaces, including support to start-ups and with investors who are taking advantage of these opportunities.

Our team benefits from lawyers with experience advising on various legal aspects affecting the underlying technology of a FinTech, but we offer an additional benefit for businesses looking for a holistic provision of legal advice.

Our experience working with financial institutions enables us to advise on the regulatory issues for clients acquiring and developing technology in the FinTech space. We can also advise you on the contractual, licensing and ownership aspects of technology and services in a regulated environment.

Our clients cover a range of FinTech areas, such as:

• Online platforms (including crowdfunding, lending including peer-to-peer lending, wealth and asset management, digital asset exchanges, and all types of trading platforms)
• Payment services
• Mobile technology (including apps, payment solutions, mobile-based fraud detection technologies)
• Software and app development & exploitation
• Technology infrastructure and cloud
• Cryptoassets and digital tokens
• Distributed ledger technology (including blockchain)
• Banking
• E-Money.

We can advise you on all business issues you may have, whether you are a leading financial institution or a start-up:

• Financial services regulatory advice (including obtaining authorisation, communicating in the UK with the FCA and PRA, and advising on UK and EU regulatory compliance such as MiFID, the PSD, and AIFMD)
• Data protection (including GDPR in the UK)
• Online safety
• Commercial contracts (including agreements between software developers and users, and customer conditions)
• Consumer protection
• Brand protection and Intellectual Property
• Litigation & Dispute Resolution
• Fund raising (including capital markets and listings)
• Immigration
• Employment
• Tax.