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Cara Whiffin

​Senior Associate​​​

Cara works with a range of clients that include private banks, banks, non-bank lenders and borrowers.

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About

Cara works with a range of clients that include private banks, banks, non-bank lenders and borrowers. She advises on a variety of domestic and cross-border banking and finance transactions, including acquisition and leveraged finance, receivables financing, asset-based lending and debt restructuring. Cara has particular experience in real estate investment and development finance across a number of asset classes such as residential development, integrated retirement communities, student accommodation, offices, leisure and healthcare.

Cara is admitted to practise in England & Wales.

Experience

  • acting for Silbury Finance (backed by Oaktree Capital Management) on a £73.8m facility to finance the development of a 215 unit residential-for-sale scheme in York at a former redundant gas works site
  • acting for Silbury Finance (backed by Oaktree Capital Management) on a £55m facility to a Jersey unit trust to finance the development of an integrated retirement community in Berkhamsted, England
  • acting for a leading UK property investment and development lender on a £36m senior secured loan to fund the development of a 502 unit purpose-built student accommodation scheme in Coventry, England  
  • advising a nursing care home operator on a re-financing with alternative investment manager Cheyne Capital, which included an additional £51m development facility to fund a pipeline of seven new-build assets nationwide  
  • acting for a leading UK property investment and development lender on a £24m peak-debt facility to fund the development of 138 residential units at a former chocolate factory in Bristol, England
  • acting for a syndicate of Egyptian Banks on the refinancing of a margin loan to a leading investor in growth markets across Africa, Asia and Latin America
  • advising a managed services provider on its investment round with Palatine Private Equity LLP, to finance and support the company’s next phase of growth
  • acting for a boutique investment firm on the £16m refinancing of a brown field site comprising 365 acres in Somerset, to be developed into an energy park  
  • acting for a real estate private equity investment manager on the EUR 12.6m development financing of a mixed-use office and industrial site in West Germany 
  • advising on investment, development and trading loans for the expansion of a boutique central London hotel
  • advising on acquisition financing for the consolidation and expansion through acquisition of a series of UK dental practices

Our thinking

  • Ageing the New Zealand Righthold way: is Leasehold Plus right for the UK?

    Sarah Wigington

    Insights

  • Charles Russell Speechlys advises Silbury Finance on a £59.3m facility to the Audley Group.

    Cara Whiffin

    News

  • Charles Russell Speechlys advises Silbury Finance (backed by Oaktree Capital Management) on a £73.8m senior debt facility

    Cara Whiffin

    News

  • The impact of ground rent reforms on Integrated Retirement Communities

    Cara Whiffin

    Insights

  • Charles Russell Speechlys advises Topland Group on two key transactions

    Naomi Nettleton

    News

  • Charles Russell Speechlys advises Silbury Finance on a £35m facility to a Jersey unit trust to finance the development of a 89 unit retirement living village in Tunbridge Wells, Kent

    Cara Whiffin

    News

  • COP26 and the impact on Property Finance

    Cara Whiffin

    Insights

  • Helen Coward and Cara Whiffin write for Property Week on how the residential property developer tax will affect the retirement living sector

    Helen Coward

    In The Press

  • Residential property developers tax: How might this impact the retirement living sector?

    Helen Coward

    Insights

  • Charles Russell Speechlys advises Silbury Finance on a £55m facility to a Jersey unit trust

    Cara Whiffin

    News

  • Charles Russell Speechlys advises on the sale of No.1 Lounges Ltd to SwissportALD

    Hamish Perry

    News

  • Housing-with-care considered in first ever parliamentary debate

    Cara Whiffin

    Insights

  • Charles Russell Speechlys advises Silbury Finance on a £47m facility to a joint venture between Octopus Real Estate, Schroders Real Estate and Audley

    Cara Whiffin

    News

  • Later Living: The rise of retirement villages

    Cara Whiffin

    Insights

  • Charles Russell Speechlys advises Acora on its investment round with Palatine Private Equity

    Mark Howard

    News

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