Kate advises clients in the financial services industry on a wide range of legal and regulatory issues.
She has particular expertise in the investment management and private banking sectors, and advises both UK based firms and overseas firms who wish to provide investment and banking services in the UK market.
Kate's work includes advising clients on the impact of UK and EU regulatory requirements on their activities. She advises on issues arising from conduct of business requirements including client documentation and disclosures, financial promotions, anti-money laundering, suitability and distribution.
An important part of Kate’s practice is advising private banks on the legal aspects of lending and deposit facilities.
She has advised many banking clients on the structuring of lending facilities consistently with the increasing application of regulation in the area of consumer credit and mortgages.
Her work has also included providing advice to private banks in relation to the structuring and documentation of their bank account services.
Kate has also been involved in the structuring and establishment of authorised and unauthorised collective investment schemes with a particular focus on funds in the charities sector.
Kate is admitted to practise in England and Wales.
- Advised a Swiss private bank in relation to its application to the FSA to obtain a deposit taking licence for its UK subsidiary
- Advised a leading wealth manager on the re-structuring and updating of its suite of client agreements
- Advised a number of private banks on UK regulatory changes including the impact of changes to the Consumer Credit Act 1974 and the FCA’s Mortgage Conduct of Business Rules on lending documentation and procedures, and advising on the impact of the FCA’s BCOBs rules and the Payment Services Directive on their current and deposit account terms and conditions
- Advised on the establishment of a number of investment funds aimed at the charity sector, and on the restructuring and merging of a number of charity sector investment funds, in particular common investment funds